This website is operated by Carrington George Associates Ltd. We take your privacy very seriously therefore we urge you to read this policy very carefully because it contains important information about:
Who we are
Carrington George Associates Limited is a firm of Insolvency Practitioners who provide insolvency advice.
Paul George is our Licensed Insolvency Practitioner, he is licensed and authorised to act in the UK by the the Institute of Chartered Accountants in England & Wales.
If you have any questions or want more details about how we use your personal information and data, you can contact our office on 0161 482 4774 or by writing to Carrington George Associates Ltd, 20 Marple Road, Stockport, Cheshire, SK2 5QB or email firstname.lastname@example.org
The type of personal information we collect
There is certain information we will collect that is essential to fulfil our legal and contractual obligations, and to both identify and communicate with you. It is not possible for you to opt out of providing this information. This information includes among other things the following:
How we get the personal information and why we have it
Your personal information and data is collected from a number of sources:
Information and data you provide to us:
We also receive personal information indirectly, from the following sources:
We hold and use your personal information and data for a number of key purposes:
Sharing your personal information and data
We may share your personal information and data with other parties to assist in providing advice, preparing your Individual Voluntary Arrangement and in complying with our legal and contractual duties.
We also use the services of various credit reference agencies and Anti Money Laundering checks to verify your identity. This may leave a ‘soft search’ on your credit file. We will share your personal information with credit reference agencies and they will give us information about you. The data we exchange can include:
The credit reference and Anti Money Laundering checks will assist in the following:
Under legal, regulatory and contractual obligations we may share your information with our regulatory bodies, the Police and a number of government bodies.
Only with your consent will we share your information with a person appointed to act on your behalf such as an adviser, family member or medical professional. Specific written consent will be required.
Who we may share your personal information and data with
Your personal information and data may be shared with the following:
Under the General Data Protection Regulation (GDPR), the lawful bases we rely on for processing this information are:
We are obliged to process personal data to comply with the Data Protection legislation and therefore have a legal duty to use your personal information and data.
We rely on our legal obligations under the Insolvency Act 1986 and its associated legislation together with the Insolvency (Northern Ireland) Order 1989 and its associated legislation.
Security of your personal information and data
We use all our reasonable efforts and safeguards to protect the personal information and data we collect.
If at any time we believe there has been any breach or compromise of your personal information and data we will notify you immediately.
Letting us know if your personal information is incorrect
You have the right to question any information we have about you that you think is wrong or incomplete. Please contact us if you want to do this. If you do, we will take reasonable steps to check its accuracy and correct it.
What if you want us to stop using your personal information and data
Subject to our legal, Regulatory and contractual obligations you may ask us to either delete, restrict the use of, remove or stop using your personal information and data.
Following your request and subject to our legal, Regulatory and contractual obligations we will comply as far as we are able.
If you believe your personal information and data is incorrect we will investigate as soon as possible and restrict as far as is possible the use of that personal information and data.
How long we keep your personal information and data
We will keep your personal information and data for as long as we are providing a service to you and in the event that you enter into an Individual Voluntary Arrangement for 6 years following completion.
In certain circumstances we may keep your data for longer than the specified 6 years if we cannot delete it for legal, regulatory or other reasons including research or statistical purposes. In exceptional circumstances the information may also be retained to assist in collecting assets that are due into your Individual Voluntary Arrangement.
How to get a copy of your personal information and data
You can formally request a copy of your personal information and data that we hold by contacting our office on 0161 482 4774 or by writing to Carrington George Associates Ltd, 20 Marple Road, Stockport, Cheshire, SK2 5QB or email email@example.com
This will initially be provided free of charge and within one month. We reserve a right to charge a reasonable fee for further requests or additional copies.
How to complain
You have a right to complain about the use of your personal information and data. Please use the contact details above. You also have a right to complain to the Information Commissioner’s Office that covers data protection.
Information Commissioner’s Office
Helpline number: 0303 123 1113
ICO website: https://www.ico.org.uk